1 October 2026
Why Your Pre-Approval May Be Worth Less After a Rate Rise
The RBA lifted rates to 4.60%. Why a rate rise can shrink a pre-approval and what first home buyers can check before bidding.
15 September 2026
When Renting Works Out Cheaper Than Buying, and How to Tell
How to compare the real cost of renting against buying, with a worked example and the growth rate needed to break even.
26 July 2026
How a Gifted Deposit Works When a Parent Helps You Buy a Home
What lenders need to see when part of your deposit is a gift from family, and how it differs from a family loan.
6 July 2026
Using the First Home Super Saver Scheme to Build Your Deposit
A couple can each put up to $50,000 of voluntary super contributions toward a first home deposit under the First Home Super Saver Scheme, which means $100,000 combined before you have even touched genuine savings outside super. The catch is timing. Money moves slowly inside superannuation, and getting the sequence wrong can delay a purchase […]
18 June 2026
How Long Does It Take to Buy Your First Home in Australia?
Most first home buyers set aside 3 months for the whole process. The reality is often 6 to 12. Pre-approval, house hunting, legal due diligence, and settlement each carry their own timelines, and any one can slow the others down. Understanding what actually happens at each stage helps you plan more accurately and respond more […]
26 May 2026
The First Home Guarantee Explained: Who Qualifies and How to Apply
How the First Home Guarantee works, who is eligible, property price caps by state, and how to apply through a participating lender.
12 May 2026
Pre-Approval vs Conditional Approval: What’s the Difference?
The real difference between pre-approval and conditional approval, and why it matters before you bid at auction.
5 May 2026
What Is Lenders Mortgage Insurance and How to Avoid It
LMI explained: what lenders mortgage insurance costs, how it's calculated, and when you can avoid it.
29 April 2026
The Costs First Home Buyers Forget Beyond the Deposit
The upfront costs of buying your first home go well beyond saving a deposit – here's what to budget for.