July 6, 2026
Using the First Home Super Saver Scheme to Build Your Deposit
A couple can each put up to $50,000 of voluntary super contributions toward a first home deposit under the First Home Super Saver Scheme, which means $100,000 combined before you have even touched genuine savings outside super. The catch is timing. Money moves slowly inside superannuation, and getting the sequence wrong can delay a purchase […]
June 18, 2026
How Long Does It Take to Buy Your First Home in Australia?
Most first home buyers set aside 3 months for the whole process. The reality is often 6 to 12. Pre-approval, house hunting, legal due diligence, and settlement each carry their own timelines, and any one can slow the others down. Understanding what actually happens at each stage helps you plan more accurately and respond more […]
May 26, 2026
The First Home Guarantee Explained: Who Qualifies and How to Apply
26 May 2026 | How the First Home Guarantee works, who is eligible, property price caps by state, and how to apply through a participating lender.
May 12, 2026
Pre-Approval vs Conditional Approval: What’s the Difference?
12 May 2026 | The real difference between pre-approval and conditional approval, and why it matters before you bid at auction.
May 5, 2026
What Is Lenders Mortgage Insurance and How to Avoid It
06 May 2026 | LMI explained: what lenders mortgage insurance costs, how it's calculated, and when you can avoid it.
April 29, 2026
The Costs First Home Buyers Forget Beyond the Deposit
29 April 2026 | The upfront costs of buying your first home go well beyond saving a deposit — here's what to budget for.
October 8, 2025
Understanding 5% Deposit and Medium-Deposit Loan Options
Buying a home with a small deposit is more possible than it used to be, but there are important trade offs to understand. This article explains what a 5% deposit means in today’s market, what we mean by medium-deposit options such as 10 to 15 per cent, and the costs and risks you should weigh before
October 8, 2025
Should You Pay Off Your HECS or HELP Debt Before Buying Property?
Deciding whether to pay off your HECS or HELP debt before buying property is a common question I hear from clients. There is no one-size-fits-all answer. The right move depends on how lenders treat HELP debt today, your salary and savings, the size of your debt, and your property timeline.
October 8, 2025
Guarantor Loans Explained: How Parents Can Help You Buy a Home
Buying your own home is a huge milestone, but saving a full 20% deposit plus covering stamp duty, legal costs and other fees can feel like a steep climb. That’s where a guarantor loan can come in.