Should You Consider Purchasing Property In Your SMSF?
Investing in property through your Self-Managed Super Fund (SMSF) has become an increasingly popular strategy among Australian investors seeking to bolster their retirement savings. This approach allows you to leverage your superannuation to acquire residential or commercial property, potentially benefiting from tax advantages and long-term capital growth.
Buying Property with Your SMSF: A Step-by-Step Guide
Investing in property through your Self-Managed Super Fund (SMSF) can be a strategic way to build wealth for retirement. However, it's essential to understand the process and requirements to ensure compliance and make informed decisions.
What Is an SMSF Property Loan and How Does It Work?
If you're exploring ways to invest in property using your superannuation, an SMSF property loan might be a strategy worth considering. SMSF stands for Self-Managed Super Fund, which allows you to take control of your retirement savings and invest in assets like property.
6 Reasons to Consider Refinancing Your Mortgage in 2025
Refinancing your mortgage in 2025 is something many Australian homeowners are talking about. After a year of shifting cash rates and a number of lenders moving their packaged rates, now is a good moment to check whether your current deal still suits your goals.
Negative Gearing Explained: How It Works in Property Investment
Negative gearing is one of those terms you hear a lot in property circles and on the news. Put simply: negative gearing happens when the costs of owning an investment property - most commonly the interest on the loan - are greater than the rental income you receive.
How Property Valuations Work When Releasing Equity
So you’re thinking about releasing equity from your home - and one of the key steps in that process is understanding how property valuations work.
Understanding 5% Deposit and Medium-Deposit Loan Options
Buying a home with a small deposit is more possible than it used to be, but there are important trade offs to understand. This article explains what a 5% deposit means in today’s market, what we mean by medium-deposit options such as 10 to 15 per cent, and the costs and risks you should weigh before deciding which route suits you.
Should You Pay Off Your HECS or HELP Debt Before Buying Property?
Deciding whether to pay off your HECS or HELP debt before buying property is a common question I hear from clients. There is no one-size-fits-all answer. The right move depends on how lenders treat HELP debt today, your salary and savings, the size of your debt, and your property timeline.