25 October 2026
Can’t Refinance Because of Serviceability? What You Can Do
Paying your loan on time but failing a new lender's serviceability test? Here's why it happens and the refinance options still open to you.
24 October 2026
Broker Notes #25: RBA Warns Inflation Is Materially Worse as House Prices Fall in Every Capital
RBA warns inflation is materially worse ahead of the November rate decision as house prices fall in every capital.
17 October 2026
How SMSFs Can Still Borrow for Commercial Property in 2026
The residential SMSF borrowing ban left commercial property open. How SMSF commercial loans work and what lenders look for.
17 October 2026
Broker Notes #24: Unemployment Hits 4.7% as the RBA Weighs Jobs Against Inflation
Unemployment rose to 4.7% as RBA minutes flagged a worsening trade-off between inflation and jobs and mortgage demand fell 19.2%.
13 October 2026
Buying With a Partner: How Joint Home Loans Actually Work
How lenders assess joint applications, what joint and several liability means, and what happens to a joint loan if things change.
10 October 2026
Market Cycles – October 2026: Rate Rise Deepens a Six-Month Housing Downturn
Australian home values fell 1.1% in September, a sixth straight fall, as the RBA lifted the cash rate to 4.60%.
10 October 2026
Broker Notes #23: Higher Variable Rates Land as Consumer Sentiment Drops to 80.4
Higher variable rates took effect at the big four as consumer sentiment fell to 80.4 and clearance rates slipped below 50%.
9 October 2026
What Happens When Your Bank Stops Taking New Loan Applications
Your loan keeps running when a lender closes to new business, but top-ups and changes may not. What to check and when.
5 October 2026
What Loan-to-Value Ratio Means for Investment Property Loans
How LVR shapes investor pricing, lenders mortgage insurance and usable equity, and what falling values mean for your next purchase.