25 October 2026
Can’t Refinance Because of Serviceability? What You Can Do
Paying your loan on time but failing a new lender's serviceability test? Here's why it happens and the refinance options still open to you.
9 October 2026
What Happens When Your Bank Stops Taking New Loan Applications
Your loan keeps running when a lender closes to new business, but top-ups and changes may not. What to check and when.
27 September 2026
Refinancing an Investment Property vs Your Home: What Differs
Refinancing an investment loan brings different pricing, serviceability and tax questions. What to know before you switch.
3 September 2026
Refinancing With Less Than 20% Equity: What Changes and Costs
Falling values have pushed some loans back above 80% LVR. What changes when you refinance with less than 20% equity.
20 August 2026
Does Refinancing With Multiple Lenders Hurt Your Credit File?
What happens to your credit file when you apply to refinance with more than one lender, and how to avoid unnecessary hits.
19 August 2026
What Break Costs and Discharge Fees Add Up to When You Refinance
Two separate charges can apply when you leave a loan early. Here's what each one actually covers.
9 August 2026
Switching Banks vs Refinancing Externally: What’s Different
What changes when you switch loans within your own bank instead of refinancing to a new lender, and what to check first.
3 August 2026
What Documents You Need Before You Refinance Your Home Loan
Missing paperwork is the biggest reason refinances stall. Here's the document checklist that keeps an application moving.
13 June 2026
What Lenders Actually Assess When You Apply to Refinance
Refinancing looks straightforward on the surface. Find a lower rate, submit an application, let the new lender take over the debt. In practice, the lender you’re refinancing to assesses you almost as if you were a first-time borrower. A clean repayment history with your current bank carries some weight, but your current financial position is […]