First Home Buyers

What lenders need to see when part of your deposit is a gift from family, and how it differs from a family loan.

A couple can each put up to $50,000 of voluntary super contributions toward a first home deposit under the First Home Super Saver Scheme, which means $100,000 combined before you…

Most first home buyers set aside 3 months for the whole process. The reality is often 6 to 12. Pre-approval, house hunting, legal due diligence, and settlement each carry their…

How the First Home Guarantee works, who is eligible, property price caps by state, and how to apply through a participating lender.

The real difference between pre-approval and conditional approval, and why it matters before you bid at auction.

LMI explained: what lenders mortgage insurance costs, how it’s calculated, and when you can avoid it.

The upfront costs of buying your first home go well beyond saving a deposit – here’s what to budget for.

Buying a home with a small deposit is more possible than it used to be, but there are important trade offs to understand. This article explains what a 5% deposit…

Deciding whether to pay off your HECS or HELP debt before buying property is a common question we’re asked. There is no one-size-fits-all answer. The right move depends on how…