Home Loans

12 July 2026 | Low-doc lending explained, and why self-employed income isn’t the dead end it looks like

A buyers agent finds and negotiates the purchase of a property. A mortgage broker finds and negotiates the loan behind it. They are not competing services and they are not…

A single Reserve Bank of Australia cash rate decision can move your monthly repayment before you even receive a letter about it. On a $600,000 variable loan, each 0.25% change…

Your credit score does not just determine whether a lender approves your home loan application. It influences which lenders will consider your file, the interest rate on offer at lenders…

At the end of 2023, roughly 35% of Australian mortgage holders were on fixed rates, most of them locked in when rates were at record lows around 2% in 2021.…

Genuine savings is one of the most misunderstood requirements in the home loan process. Many borrowers discover that the $50,000 sitting in their account doesn’t qualify, not because the money…

A construction loan works differently from a standard home loan. Rather than receiving the full loan amount upfront, funds are released in stages as the build progresses, and during construction…

30 May 2026 | Bridging finance covers the gap between purchasing a new property and settling the sale of your existing one, so you don’t have to sell first. Here’s…

28 May 2026 | A guarantor loan lets a first home buyer use a family member’s property as additional security, removing the need for a 20% deposit and avoiding Lenders…