Investment Loans

What cross-collateralisation actually means when a lender links two properties as security, and why investors should think twice.

How renting where you want to live while buying an investment property elsewhere actually works, and what lenders look at.

Buying an investment property in a trust or company structure can offer tax flexibility and asset protection that individual ownership does not provide. It can also mean fewer lenders willing…

Many property investors choose interest-only loans for the cash flow advantage without fully understanding what happens to the loan balance over time. The monthly repayment is lower, which is accurate.…

The way you structure loans across multiple investment properties can determine whether your portfolio grows or stalls. Get it wrong early and you may find yourself locked into a setup…

When you apply for an investment loan, lenders run a different set of calculations than they do for an owner-occupier purchase. Rental income is only partially counted, existing debt across…

How negative gearing works in Australia, what’s deductible, the capital growth assumption, and who it suits.

How interest-only investment loans work, what happens when the period ends, and how lenders actually assess them.

How home equity works as a pathway to property investment – and what lenders actually assess before they’ll let you use it.