Investment Loans

How LVR shapes investor pricing, lenders mortgage insurance and usable equity, and what falling values mean for your next purchase.

Renting out your first home changes your loan, tax position and borrowing power. What to sort out before you move out.

Most lenders only count part of your rent. How rental income is shaded, verified and weighed against the assessed repayment.

What cross-collateralisation actually means when a lender links two properties as security, and why investors should think twice.

How renting where you want to live while buying an investment property elsewhere actually works, and what lenders look at.

Buying an investment property in a trust or company structure can offer tax flexibility and asset protection that individual ownership does not provide. It can also mean fewer lenders willing…

Many property investors choose interest-only loans for the cash flow advantage without fully understanding what happens to the loan balance over time. The monthly repayment is lower, which is accurate.…

The way you structure loans across multiple investment properties can determine whether your portfolio grows or stalls. Get it wrong early and you may find yourself locked into a setup…

When you apply for an investment loan, lenders run a different set of calculations than they do for an owner-occupier purchase. Rental income is only partially counted, existing debt across…