May 24, 2026
How Extra Repayments Can Cut Years Off Your Home Loan
24 May 2026 | How extra repayments compound over time, with real figures showing how much interest you can save and how many years you can cut.
May 18, 2026
What Is a Comparison Rate and Why It Matters More Than the Headline Rate
18 May 2026 | Why the comparison rate reveals what headline rates hide, and how to use it properly when comparing loans.
May 10, 2026
What Is a Serviceability Buffer and How Does It Affect Your Borrowing Power?
10 May 2026 | How APRA's 3% serviceability buffer is calculated, who it affects most, and what you can do to improve your borrowing position.
May 3, 2026
Offset Account vs Redraw Facility: Which One Suits You?
04 May 2026 | Offset vs redraw: two ways to reduce mortgage interest explained for Australian borrowers.
October 8, 2025
How to Choose the Right Bank or Lender for Your Home Loan
Choosing the right bank or lender for your home loan is a significant decision that can impact your financial future. With numerous options available, it's essential to consider various factors to ensure you select a lender that aligns with your needs and circumstances.
October 8, 2025
How to Pay Off Your Home Loan Faster
Paying off your home loan sooner than planned is a goal for many Australians. By reducing the loan term, you can save on interest and achieve financial freedom earlier. There are several strategies to consider that can help you pay off your mortgage faster.
October 8, 2025
Key Things to Consider Before Taking Out a Loan
Taking out a loan is a big decision. Whether it’s your first home loan, an investment mortgage, or refinancing your existing debt, there are multiple moving parts to get right. You don’t want surprises later on.
October 8, 2025
Understanding Your Credit Score Before Applying for a Mortgage
When you’re thinking about applying for a home loan, one of the most important factors you’ll want to get familiar with is your credit score. Lenders use it as a key indicator of your creditworthiness.
October 8, 2025
Buying a Home with Less Than a 20% Deposit: What Are Your Options?
Buying a home with less than a 20% deposit is absolutely possible in Australia today. There are a few different paths you can take depending on your situation.