30 May 2026
Bridging Finance Explained: How to Buy Before You Sell
Bridging finance covers the gap between purchasing a new property and settling the sale of your existing one, so you don't have to sell first. Here's how the loan is structured, the difference between open and closed bridges, and the risks to understand before you commit.
28 May 2026
Guarantor Home Loans Explained: How a Family Guarantee Can Help You Buy Sooner
A guarantor loan lets a first home buyer use a family member's property as additional security, removing the need for a 20% deposit and avoiding Lenders Mortgage Insurance. Here's how it works, what the guarantor is actually agreeing to, and how the arrangement is eventually released.
24 May 2026
How Extra Repayments Can Cut Years Off Your Home Loan
How extra repayments compound over time, with real figures showing how much interest you can save and how many years you can cut.
18 May 2026
What Is a Comparison Rate and Why It Matters More Than the Headline Rate
Why the comparison rate reveals what headline rates hide, and how to use it properly when comparing loans.
10 May 2026
What Is a Serviceability Buffer and How Does It Affect Your Borrowing Power?
How APRA's 3% serviceability buffer is calculated, who it affects most, and what you can do to improve your borrowing position.
3 May 2026
Offset Account vs Redraw Facility: Which One Suits You?
Offset vs redraw: two ways to reduce mortgage interest explained for Australian borrowers.
8 October 2025
How to Choose the Right Bank or Lender for Your Home Loan
Choosing the right bank or lender for your home loan is a significant decision that can impact your financial future. With numerous options available, it's essential to consider various factors to ensure you select a lender that aligns with your needs and circumstances.
8 October 2025
How to Pay Off Your Home Loan Faster
Paying off your home loan sooner than planned is a goal for many Australians. By reducing the loan term, you can save on interest and achieve financial freedom earlier. There are several strategies to consider that can help you pay off your mortgage faster.
8 October 2025
Key Things to Consider Before Taking Out a Loan
Taking out a loan is a big decision. Whether it’s your first home loan, an investment mortgage, or refinancing your existing debt, there are multiple moving parts to get right. You don’t want surprises later on.