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Insights

Plain-English breakdowns of the stuff that actually matters – written in-house, not outsourced to a content farm.

Offset Account vs Redraw Facility: Which One Suits You?

May 3, 2026

Offset Account vs Redraw Facility: Which One Suits You?

Offset vs redraw: two ways to reduce mortgage interest explained for Australian borrowers.

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JRW Finance insight

May 1, 2026

Cash Rate May Hit 4.35% as Major Banks Hold the Line on May Hike

Major banks hold firm on May rate hike despite softer CPI, while investor lending hits record highs and Perth leads the market.

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Using Equity in Your Home to Buy an Investment Property

May 1, 2026

Using Equity in Your Home to Buy an Investment Property

How home equity works as a pathway to property investment – and what lenders actually assess before they'll let you use it.

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Cash Rate May Hit 4.35% as Major Banks Hold the Line on May Hike

May 1, 2026

Broker Notes #4: Cash Rate May Hit 4.35% as Major Banks Hold the Line

Major banks hold firm on May rate hike despite softer CPI, while investor lending hits record highs and Perth leads the market.

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The Costs First Home Buyers Forget Beyond the Deposit

April 29, 2026

The Costs First Home Buyers Forget Beyond the Deposit

The upfront costs of buying your first home go well beyond saving a deposit – here's what to budget for.

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When Does It Actually Make Sense to Refinance?

April 27, 2026

When Does It Actually Make Sense to Refinance?

How to know when refinancing your home loan will genuinely save you money – and when it won't.

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JRW Finance insight

April 24, 2026

Another Rate Hike Looms as Low-Deposit Mortgage Surge Hits Record

APRA confirms 63% surge in 5% deposit home loans as RBA signals May rate hike is near certain

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Another Rate Hike Looms as Low-Deposit Mortgage Surge Hits Record

April 24, 2026

Broker Notes #3: Another Rate Hike Looms as Low-Deposit Mortgage Surge Hits Record

APRA confirms 63% surge in 5% deposit home loans as RBA signals May rate hike is near certain

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JRW Finance insight

April 18, 2026

The RBA Isn’t Sure Rates Are High Enough – Here’s What That Means for Your Mortgage

RBA deputy governor admits rates may not be tight enough as non-bank lending surges and auction clearance rates hit four-year lows.

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