Skip to content
Ready to build wealth through property?

Insights

Plain-English breakdowns of the stuff that actually matters – written in-house, not outsourced to a content farm.

Abstract sculptural artwork for the JRW Finance article on how commercial property loans differ from a standard home loan

30 July 2026

How Commercial Property Loans Differ From a Standard Home Loan

Investors are shifting toward commercial property. Here's how deposits, rates and loan terms compare to a standard home loan.

Read more →

Abstract sculptural artwork for the JRW Finance article on rentvesting and buying an investment property in a different suburb to where you live

28 July 2026

Rentvesting Explained: Renting Here, Buying Somewhere Else

How renting where you want to live while buying an investment property elsewhere actually works, and what lenders look at.

Read more →

Abstract sculptural artwork for the JRW Finance article on how a gifted deposit works when a parent helps you buy a home

26 July 2026

How a Gifted Deposit Works When a Parent Helps You Buy a Home

What lenders need to see when part of your deposit is a gift from family, and how it differs from a family loan.

Read more →

Abstract sculptural artwork for JRW Finance Broker Notes, 25 July 2026

25 July 2026

Broker Notes #12: Mortgage Stress Climbs to 1.6 Million as RBA’s August Call Remains Genuinely Split

Mortgage stress hits 1.6 million Australians for a fifth month as the RBA weighs another hike.

Read more →

Abstract sculptural artwork for the JRW Finance article on this week's jobs data and the Reserve Bank's next rate decision

24 July 2026

What This Week’s Jobs Data Means for Your Next Rate Call

Unemployment held steady this week. Here's what that means for the RBA's next call and whether to lock your rate now.

Read more →

Abstract sculptural artwork for the JRW Finance article comparing the real cost of a 30-year mortgage versus a 25-year loan term

22 July 2026

The Real Cost of a 30-Year Mortgage vs a 25-Year Loan Term

A 30-year term looks cheaper monthly, but the real cost shows up in total interest paid.

Read more →

Abstract sculptural artwork for the JRW Finance article on how parental leave affects home loan borrowing power

20 July 2026

How Parental Leave Affects Your Home Loan Borrowing Power

Lenders usually assess parental leave income, not your pre-leave salary. Here is what that means.

Read more →

Abstract sculptural artwork for the JRW Finance article on the SMSF residential LRBA ban and property versus ETFs

18 July 2026

SMSF Property vs ETFs: What the LRBA Ban Actually Changed

The residential SMSF LRBA ban starts 10 August 2026. Here is what changes and what still works.

Read more →

Abstract sculptural artwork for JRW Finance Broker Notes, 18 July 2026

18 July 2026

Broker Notes #11: Tax Reform Pushes Investors Into Riskier Bets as Lenders Keep Cutting

Tax reform is pushing investors into riskier bets, the SMSF deadline is fuelling pressure sales, and lenders keep cutting anyway

Read more →