What this calculator covers

This tool estimates stamp duty (transfer duty / conveyance duty) on standard residential property purchases across all 8 Australian states and territories. It covers owner-occupier, investor, and first home buyer scenarios for established and new residential homes. It does not cover foreign buyer surcharges, off-the-plan concessions, family transfers, commercial property (except where noted), or other specialist scenarios. Rates are based on published 2025–26 schedules. Always verify with your state revenue office or conveyancer before settlement.

Your property

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Please enter a valid purchase price.

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Your estimated stamp duty

Estimated stamp duty – NSW

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Standard rate (no concession)

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Concession / saving

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Effective rate

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duty as % of purchase price

Purchase price

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Stamp duty across a price range

How stamp duty changes for your selected state and buyer type across a –$250k to +$250k range around your purchase price. The dashed line marks the standard rate with no concession.

Estimates only. Verify with your state revenue office.

State comparison – ranked by stamp duty

What you would pay in stamp duty on – across all states and territories, for your selected buyer type. Ranked from lowest to highest. Your selected state is highlighted.

Key insight: Stamp duty on the same property can vary by – depending on which state you buy in. Queensland and ACT often rank among the most affordable for owner-occupiers at mid-range prices. Victoria is generally among the highest. First home buyer concessions can dramatically change the picture.

Concessions & key rules – NSW

Rates and thresholds are based on 2025–26 published schedules. Verify your entitlements directly with the relevant state revenue office before signing contracts. Links below:
NSW Revenuerevenue.nsw.gov.au SRO Victoriasro.vic.gov.au QLD Revenue Officeqro.qld.gov.au WA Revenuewa.gov.au RevenueSArevenuesa.sa.gov.au SRO Tasmaniasro.tas.gov.au ACT Revenuerevenue.act.gov.au NT Revenuetreasury.nt.gov.au

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Disclaimer and Important Information

This calculator provides general information only and does not constitute financial, legal, or tax advice. It is intended as a guide only and does not take into account your personal circumstances.

Stamp duty estimates are based on published 2025–26 rate schedules and may not reflect every concession, exemption, surcharge, or special case (including foreign buyer surcharges, off-the-plan concessions, family transfers, pensioner concessions, or commercial property variations). Actual duty payable is determined by the relevant state or territory revenue authority, not by this tool.

Before making any financial decisions, you should seek advice from a qualified and licensed professional, and verify your stamp duty liability with a licensed conveyancer, solicitor, or the relevant state revenue office.

Rate schedules last verified: February 2026. Rates change each financial year – verify current figures before relying on them.