Financial Tools to Support Your Property Journey (Insurance, Income Protection & More)
Buying property is often the biggest financial commitment many Australians ever make. While finding the right home loan is central, there’s more to the property journey than just your mortgage. Financial tools like insurance and income protection can act as guardrails: they help you stay on track if life throws you a curveball.
Principal & Interest vs Interest-Only (IO) Loans: Which Is Better for You?
Choosing between principal and interest and interest-only loan repayments is one of the biggest decisions you’ll make when taking out a home loan. Both repayment types have pros and cons depending on your goals, cashflow and whether the loan is for your home or an investment property.
How to Use Equity to Purchase Your Next Property
Using the equity in your home to buy your next property is a common and powerful strategy - but it needs careful planning. Equity is a real asset you already own and, when used the right way, it can unlock a deposit for an investment property or even help you upgrade.
Guarantor Loans Explained: How Parents Can Help You Buy a Home
Buying your own home is a huge milestone, but saving a full 20% deposit plus covering stamp duty, legal costs and other fees can feel like a steep climb. That’s where a guarantor loan can come in.
How to Choose the Right Bank or Lender for Your Home Loan
Choosing the right bank or lender for your home loan is a significant decision that can impact your financial future. With numerous options available, it's essential to consider various factors to ensure you select a lender that aligns with your needs and circumstances.
How to Pay Off Your Home Loan Faster
Paying off your home loan sooner than planned is a goal for many Australians. By reducing the loan term, you can save on interest and achieve financial freedom earlier. There are several strategies to consider that can help you pay off your mortgage faster.
Why Getting Pre-Approval Matters When Buying a Home
When you're in the market to buy a home, securing mortgage pre-approval is one of the most important steps you can take. It’s more than just a formality - it’s a strategic move that can significantly impact your home-buying journey.
October 2025 First Home Buyer Changes You Need to Know About
As of 1 October 2025, significant changes to Australia's First Home Buyer Scheme aim to make homeownership more accessible. These reforms are designed to assist aspiring homeowners in navigating the current property market.