How to Choose the Right Bank or Lender for Your Home Loan
Choosing the right bank or lender for your home loan is a significant decision that can impact your financial future. With numerous options available, it's essential to consider various factors to ensure you select a lender that aligns with your needs and circumstances.
How to Pay Off Your Home Loan Faster
Paying off your home loan sooner than planned is a goal for many Australians. By reducing the loan term, you can save on interest and achieve financial freedom earlier. There are several strategies to consider that can help you pay off your mortgage faster.
Key Things to Consider Before Taking Out a Loan
Taking out a loan is a big decision. Whether it’s your first home loan, an investment mortgage, or refinancing your existing debt, there are multiple moving parts to get right. You don’t want surprises later on.
Understanding Your Credit Score Before Applying for a Mortgage
When you’re thinking about applying for a home loan, one of the most important factors you’ll want to get familiar with is your credit score. Lenders use it as a key indicator of your creditworthiness.
Buying a Home with Less Than a 20% Deposit: What Are Your Options?
Buying a home with less than a 20% deposit is absolutely possible in Australia today. There are a few different paths you can take depending on your situation.
How a Mortgage Broker Can Help You Save Time and Money
Buying a home or refinancing can feel like trying to read a thick manual in the dark. I’m a mortgage broker, and my job is to take the guesswork off your plate so you can make smarter choices faster.
Choosing the Right Home Loan Term: 25, 30 or 40 Years?
Choosing the right home loan term is one of the biggest decisions you will make when getting a mortgage. The term you pick affects your monthly repayments, how much interest you pay over the life of the loan, how quickly you build equity, and whether you might still be paying the loan into retirement.
Bank vs Non-Bank Lenders: What’s the Difference?
Choosing between a bank and a non-bank lender can feel confusing, so I’ll break it down in plain terms. Both types of lenders offer home loans, but they operate differently, which can affect interest rates, flexibility, features and how quickly your application gets approved.