5 October 2026
What Loan-to-Value Ratio Means for Investment Property Loans
How LVR shapes investor pricing, lenders mortgage insurance and usable equity, and what falling values mean for your next purchase.
3 October 2026
Broker Notes #22: RBA Lifts the Cash Rate to 4.60% and the Big Four Follow
The RBA lifted the cash rate to 4.60% and the big four will pass it on from 9 October as inflation rose to 4.0%.
1 October 2026
Why Your Pre-Approval May Be Worth Less After a Rate Rise
The RBA lifted rates to 4.60%. Why a rate rise can shrink a pre-approval and what first home buyers can check before bidding.
27 September 2026
Refinancing an Investment Property vs Your Home: What Differs
Refinancing an investment loan brings different pricing, serviceability and tax questions. What to know before you switch.
26 September 2026
Broker Notes #21: Lenders Lift Hundreds of Fixed Rates Ahead of the RBA’s September Call
Ten lenders lifted 266 fixed rates ahead of the RBA decision as unemployment rose to 4.6% and mortgage demand fell again.
23 September 2026
Why Fixed Home Loan Rates Often Rise Before the Cash Rate Does
Lenders lifted hundreds of fixed rates before the RBA met. Why fixed rates move first and what it means if you are thinking of fixing.
19 September 2026
How Lenders Treat Bonus, Overtime and Commission Income
Overtime, bonuses and commission are assessed differently from base salary. How lenders shade variable pay and why it varies.
19 September 2026
Broker Notes #20: Fixed Rates Climb as Bullock Signals Rates May Not Be High Enough
Fixed home loan rates climb as RBA Governor Michele Bullock signals the cash rate may not yet be high enough.
15 September 2026
When Renting Works Out Cheaper Than Buying, and How to Tell
How to compare the real cost of renting against buying, with a worked example and the growth rate needed to break even.