Skip to content
Ready to build wealth through property?

Insights

Plain-English breakdowns of the stuff that actually matters – written in-house, not outsourced to a content farm.

Abstract sculptural artwork for JRW Finance Broker Notes, 12 September 2026

12 September 2026

Broker Notes #19: All Four Major Banks Now Expect Another RBA Rate Rise

All four major banks now expect another RBA rate rise as consumer sentiment falls and investors sell at a record pace.

Read more →

Abstract sculptural artwork for the JRW Finance article on turning your home into an investment property

11 September 2026

What Changes When You Turn Your Home Into an Investment Property

Renting out your first home changes your loan, tax position and borrowing power. What to sort out before you move out.

Read more →

Abstract sculptural artwork for the JRW Finance Market Cycles report, September 2026

10 September 2026

Market Cycles – September 2026: Housing Downturn Reaches 93% of Capital City Suburbs

Australian home values fell 0.9% in August as the property downturn spread to 93% of capital city suburbs.

Read more →

Abstract sculptural artwork for the JRW Finance article on what happens when a fixed rate ends

7 September 2026

What Happens to Your Repayments When Your Fixed Rate Ends

Most fixed loans roll onto a higher revert rate. What changes when your fixed term ends and the options to consider first.

Read more →

Abstract sculptural artwork for JRW Finance Broker Notes, 5 September 2026

5 September 2026

Broker Notes #18: Home Values Fall for a Fifth Month as Affordability Hits a Record Low

Home values fell 0.9% in August as affordability hit a record low and mortgage lending growth slowed to a three-year low.

Read more →

Abstract sculptural artwork for the JRW Finance article on refinancing with less than 20% equity

3 September 2026

Refinancing With Less Than 20% Equity: What Changes and Costs

Falling values have pushed some loans back above 80% LVR. What changes when you refinance with less than 20% equity.

Read more →

Abstract sculptural artwork for the JRW Finance article on how car loans and buy now pay later affect borrowing power

30 August 2026

How Car Loans and Buy Now Pay Later Affect Your Borrowing Power

How lenders treat car loans, novated leases, buy now pay later and credit card limits, and what each $100 a month costs you.

Read more →

Abstract sculptural artwork for JRW Finance Broker Notes, 29 August 2026

29 August 2026

Broker Notes #17: Three Major Banks Now Tip Another Rate Rise After July Inflation

July inflation eased to 3.5% but core prices held at 3.6%, and three major banks now forecast another rate rise.

Read more →

Abstract sculptural artwork for the JRW Finance article on how lenders assess rental income

26 August 2026

How Lenders Assess Rental Income When You Apply for a Loan

Most lenders only count part of your rent. How rental income is shaded, verified and weighed against the assessed repayment.

Read more →