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Plain-English breakdowns of the stuff that actually matters – written in-house, not outsourced to a content farm.

Abstract sculptural artwork for the JRW Finance article on rentvesting and buying an investment property in a different suburb to where you live

July 28, 2026

Rentvesting Explained: Renting Here, Buying Somewhere Else

How renting where you want to live while buying an investment property elsewhere actually works, and what lenders look at.

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Abstract sculptural artwork for the JRW Finance article on how a gifted deposit works when a parent helps you buy a home

July 26, 2026

How a Gifted Deposit Works When a Parent Helps You Buy a Home

What lenders need to see when part of your deposit is a gift from family, and how it differs from a family loan.

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Abstract sculptural artwork for JRW Finance Broker Notes, 25 July 2026

July 25, 2026

Broker Notes #12: Mortgage Stress Climbs to 1.6 Million as RBA’s August Call Remains Genuinely Split

Mortgage stress hits 1.6 million Australians for a fifth month as the RBA weighs another hike.

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Abstract sculptural artwork for the JRW Finance article on this week's jobs data and the Reserve Bank's next rate decision

July 24, 2026

What This Week’s Jobs Data Means for Your Next Rate Call

Unemployment held steady this week. Here's what that means for the RBA's next call and whether to lock your rate now.

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Abstract sculptural artwork for the JRW Finance article comparing the real cost of a 30-year mortgage versus a 25-year loan term

July 22, 2026

The Real Cost of a 30-Year Mortgage vs a 25-Year Loan Term

A 30-year term looks cheaper monthly, but the real cost shows up in total interest paid.

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Abstract sculptural artwork for the JRW Finance article on how parental leave affects home loan borrowing power

July 20, 2026

How Parental Leave Affects Your Home Loan Borrowing Power

Lenders usually assess parental leave income, not your pre-leave salary. Here is what that means.

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Abstract sculptural artwork for the JRW Finance article on the SMSF residential LRBA ban and property versus ETFs

July 18, 2026

SMSF Property vs ETFs: What the LRBA Ban Actually Changed

The residential SMSF LRBA ban starts 10 August 2026. Here is what changes and what still works.

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Abstract sculptural artwork for JRW Finance Broker Notes, 18 July 2026

July 18, 2026

Broker Notes #11: Tax Reform Pushes Investors Into Riskier Bets as Lenders Keep Cutting

Tax reform is pushing investors into riskier bets, the SMSF deadline is fuelling pressure sales, and lenders keep cutting anyway

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Abstract sculptural artwork for the JRW Finance article on how lenders assess living expenses for a home loan

July 16, 2026

How Lenders Assess Your Living Expenses for a Home Loan

Why cutting your spending before applying doesn't always raise what a lender will approve

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