Broker Notes #4
Cash Rate May Hit 4.35% as Major Banks Hold the Line on May Hike
03 May 2026 | Major banks hold firm on May rate hike despite softer CPI, while investor lending hits record highs and Perth leads the market.
April 29, 2026
The Costs First Home Buyers Forget Beyond the Deposit
29 April 2026 | The upfront costs of buying your first home go well beyond saving a deposit — here's what to budget for.
April 27, 2026
When Does It Actually Make Sense to Refinance?
27 April 2026 | How to know when refinancing your home loan will genuinely save you money — and when it won't.
Broker Notes #3
Another Rate Hike Looms as Low-Deposit Mortgage Surge Hits Record
24 April 2026 | APRA confirms 63% surge in 5% deposit home loans as RBA signals May rate hike is near certain
Broker Notes #2
The RBA Isn’t Sure Rates Are High Enough — Here’s What That Means for Your Mortgage
18 April 2026 | RBA deputy governor admits rates may not be tight enough as non-bank lending surges and auction clearance rates hit four-year lows.
Broker Notes #1
Mortgage Stress Mounts as Banks Eye More Rate Hikes
Week of 11 April 2026 | Mortgage rates are rising, stress is building, and a major budget could reshape property investing. Here's what every Australian with a home loan needs to know this week.
October 8, 2025
Choosing the Right Home Loan Term: 25, 30 or 40 Years?
Choosing the right home loan term is one of the biggest decisions you will make when getting a mortgage. The term you pick affects your monthly repayments, how much interest you pay over the life of the loan, how quickly you build equity, and whether you might still be paying the loan into retiremen
October 8, 2025
How a Mortgage Broker Can Help You Save Time and Money
Buying a home or refinancing can feel like trying to read a thick manual in the dark. I’m a mortgage broker, and my job is to take the guesswork off your plate so you can make smarter choices faster.
October 8, 2025
What Is Lenders Mortgage Insurance (LMI) and Do You Have to Pay It?
Lenders Mortgage Insurance or LMI is one of those home-buying costs that surprises people when they first see it. In simple terms: LMI is an insurance premium the lender takes out to protect itself if a borrower with a small deposit can’t meet repayments and the sale of the property does not cover t