Redraw vs Offset Accounts Explained: Which One Saves You More?
Deciding between a redraw facility and an offset account feels like a small detail that can make a big difference to how much interest you pay and how easily you can access your money.
5 Key Questions to Ask Your Mortgage Broker Before You Commit
Refinancing, buying or refinancing a home is one of the biggest financial decisions most people make. Before you commit to a mortgage or to working with a broker, asking the right questions saves you time, money and stress.
What to Do Before Applying for a Home Loan
Before you fill out a home loan application, there are a number of steps you can take to strengthen your position as a borrower.
How to Choose a Good Mortgage Broker (And What to Avoid)
Choosing the right mortgage broker is crucial when navigating the Australian property market. As a mortgage broker myself, I understand the importance of finding a professional who not only offers competitive loan options but also provides personalised service tailored to your unique financial situation.
How to Choose the Right Home Loan for Your Needs
Choosing the right home loan is a significant decision in your home-buying journey. With various loan types, interest rates, and lenders to consider, it's essential to make an informed choice that aligns with your financial situation and long-term goals.
What to Know Before Taking Out Your First Mortgage
Buying your first home is an exciting milestone, but it also comes with significant financial responsibility. Understanding the ins and outs of mortgages can help you make informed decisions and avoid common pitfalls.
Fixed vs Variable vs Split Loans: Which Option Is Best for You?
Choosing the right home loan is a significant decision that can impact your financial future. In Australia, the three main types of home loans are fixed, variable, and split loans.
Avoid the ‘Loyalty Tax’: Why Reviewing Your Mortgage Regularly Matters
If you've had your mortgage for a while, you might be paying more than necessary without realising it.