Buying your first home is an exciting milestone, but choosing the right home loan can feel overwhelming. With numerous options available, it's crucial to understand how to select a loan that aligns with your financial situation and long-term goals.

When you run your own business, do contract work or have shifting income streams, applying for a standard home loan can be frustrating. Many lenders demand payslips, employment contracts and tax returns - documents you may not always have.

Taking out a loan is a big decision. Whether it’s your first home loan, an investment mortgage, or refinancing your existing debt, there are multiple moving parts to get right. You don’t want surprises later on.

When you’re thinking about applying for a home loan, one of the most important factors you’ll want to get familiar with is your credit score. Lenders use it as a key indicator of your creditworthiness.

Buying your first home is exciting and stressful at the same time. One of the biggest hurdles is borrowing power - the amount a lender is willing to loan you. Knowing what lenders look at and taking a few practical steps can lift your borrowing capacity so you can shop with confidence.

Buying your first home is exciting and a bit overwhelming. Interest rates, deposits and loan types get most of the attention, but the features inside a home loan often make the biggest difference to how the loan actually works for you.

Buying a home with less than a 20% deposit is absolutely possible in Australia today. There are a few different paths you can take depending on your situation.

Lenders Mortgage Insurance or LMI is one of those home-buying costs that surprises people when they first see it. In simple terms: LMI is an insurance premium the lender takes out to protect itself if a borrower with a small deposit can’t meet repayments and the sale of the property does not cover the outstanding loan.