13 October 2026
Buying With a Partner: How Joint Home Loans Actually Work
How lenders assess joint applications, what joint and several liability means, and what happens to a joint loan if things change.
23 September 2026
Why Fixed Home Loan Rates Often Rise Before the Cash Rate Does
Lenders lifted hundreds of fixed rates before the RBA met. Why fixed rates move first and what it means if you are thinking of fixing.
19 September 2026
How Lenders Treat Bonus, Overtime and Commission Income
Overtime, bonuses and commission are assessed differently from base salary. How lenders shade variable pay and why it varies.
7 September 2026
What Happens to Your Repayments When Your Fixed Rate Ends
Most fixed loans roll onto a higher revert rate. What changes when your fixed term ends and the options to consider first.
30 August 2026
How Car Loans and Buy Now Pay Later Affect Your Borrowing Power
How lenders treat car loans, novated leases, buy now pay later and credit card limits, and what each $100 a month costs you.
24 July 2026
What This Week’s Jobs Data Means for Your Next Rate Call
Unemployment held steady this week. Here's what that means for the RBA's next call and whether to lock your rate now.
22 July 2026
The Real Cost of a 30-Year Mortgage vs a 25-Year Loan Term
A 30-year term looks cheaper monthly, but the real cost shows up in total interest paid.
20 July 2026
How Parental Leave Affects Your Home Loan Borrowing Power
Lenders usually assess parental leave income, not your pre-leave salary. Here is what that means.
16 July 2026
How Lenders Assess Your Living Expenses for a Home Loan
Why cutting your spending before applying doesn't always raise what a lender will approve